User Flow
User actions are simplified into four steps, with complexities handled by Lunu:
- User logs in using email OTP.
- User confirms transaction details.
- User makes the payment.
Overview of the flow
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The payment details are displayed and the user is prompted to choose a payment method of their choice.
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To initiate a transaction, the Partner/Retailer directs the user to Lunu with the following information:
- Crypto Amount
- Fiat Amount
- Crypto Address (not applicable for Retailer)
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The user is prompted to login via email-based OTP. Our KYC partner, Sumsub, automatically checks the user's KYC level, which takes a maximum of 2 minutes.
- ID documented KYC is needed only when KYC limit is exceeded. current KYC limit for a single transcation is 700 EUR.
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Once the user is logged in, transaction details are displayed for confirmation before proceeding to the next step.
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Upon successfully completing the payment, the user will receive crypto to their wallet. For Retailer transactions, the crypto will be deposited to the retailer's crypto wallet.